Prepaid users can also opt for an auto top-up feature that adds airtime to their account when their balance falls below R5. Caps can be set for this feature for security purposes. They can also enable or disable international roaming online, which could prove very handy for those who forget to do so before leaving our shores. Hi there sir i trust you are well, as a valued customer i am very dissappointed in fnb ive purchased 2 sims card unlimted calls as it states minutes after a month my card doesnt work i called in the agent says i bridge the contract which of i dont know how and also she states that the card is used for biz like seriously am asumtion like that ,is total wrong ,she then tells me that the card only give minutes and something bout so many calls to be received and made out my argument is 1stly why its states unlimited calls and also states minutes so to my knowledge are we as customers getting caught by the mere fact it states minutes which is not my i ask if that is not fraud now by misleading us as customers my argument also is when i was at the branch phoenix the agent that did everything for me did not anywere in our conversation state that each card has only 2 minutes please advise urgently i await your feed back thank you.
I have an FNB sim card and I want to load airtime without using my banking app is this possible and if not, why not? Hi FNB cell c network on mvno fnb connect outlet sim card activation kit plus it fnb smartphone urgent needs some pls. Save my name, email, and website in this browser for the next time I comment. Joined Oct 2, Messages 25, Sinbad Honorary Master.
Joined Jun 5, Messages 77, Thanks Sinbad, that is what i am trying to find out, if there is a PSTN inbetween the calls, then i understand the charges.
Qwikslver, i am running a Free Voip service and it not costing me a cent, i just make sure my internet is connected and pc's are on. Sip accounts can be created via internet. Dev1 Active Member. Joined May 30, Messages Joined Aug 19, Messages There is a cost to running Infrastructure and Capacity that is required to accommodate for these Transits. If there was no interconnect, there would be no way of a Provider making money on Inbound calls which uses their Infrastructure and Interconnects - which they pay for, if even over IP.
Joined Oct 24, Messages This small ICASA regulated fee barely covers various expenditure such as port fees, fibre lines, NOC maintenance, and a long list of expenses to run a network. In the past, providers attracted customers to join their network by providing free on-net calls, but as they grow, this service becomes expensive to maintain.
Carriers now charge a small fee for their on-net calls as it does cost money to run and maintain this network. In South Africa, it costs at least 6X more than Europe. You can also use Asterisk PBXs etc. The application in itself is simple and straightforward but the catch is on who qualifies since the facility is not available for everyone.
Before the bank allows a customer to use this facility, it embarks on stringent risk assessment. This involves collecting all the necessary information on your behaviour as far as bank products are concerned. It can go as far as reaching out to credit bureaus just to make a comprehensive analysis. It is as stringent as when applying for credit. Once a client is cleared. He or she is then assessed to determine whether they qualify for the loan and if they can afford the loan.
This is usually based on customers monthly expense vs income ratio. This is crucial as it is what determines if you will be able to pay every month. You will get the overdraft after passing both the risk scoring and affordability assessments. Guide: how to check if your name is under debt review.
Just as it is for all other credit forms, managing your overdraft is crucial and beneficial to you in the long run. If you maintain consistent payments then you lower your risk rate and stand out as a reliable borrower.
There are certain things you could do to ensure you are in good standing with the bank. Everything you need is at your fingertips. From everyday banking to paying for in-store purchases without cash or a card. FNBy is here to help with step-by-step guides and great benefits.
From a fully functional account that can be used for day-to-day banking to a savings account with great interest rates - FNBy is the full banking solution! Go to FNBy to find out more. As you mature into the next stage of life, FNB is mindful of the change in your needs and your lifestyle. The Premier Select portfolio offers you an array of banking, savings and short-term insurance products and services tailored just for you.
Find out more. Open a Global Account online and save in one or more of the 9 currencies available. It's free to open, with no monthly fees, plus you can get a linked card and earn eBucks points on the balance. More about Global Account. Set up and monitor a savings goal on the FNB App to start saving for your perfect getaway. More about saving for a goal. Get your visa ready. Generate and download your letter for your visa application from your banking profile. Get rewarded with eBucks. Still deciding on a destination or already have one?
You and your family can take advantage of eBucks travel deals and discounts. Visit our eBucks travel website and take a look at all the specials and packages on offer. Visit our eBucks travel website. Get your Global Debit Card linked to your Global Account to make sure you have access to funds when travelling. It's quick and easy and funds are available in Dollar, Pound and Euro. Avoid currency fluctuations and keep track of your spend with a Cash Passport. It's easy to order, load and reload, even while abroad in your selected currency Dollar, Pound, Euro, Australian Dollar.
With foreign notes. Keep some cash in the currency of the country you are travelling to. Order foreign notes online quickly and easily, with free delivery to your door for orders over R More about foreign exchange options. Relax and take it SLOW. Spoil yourself, catch your breath, settle into a good book or enjoy some tasty snacks while waiting for your flight. With our new Global Debit Card, you get access to more than airport lounges outside South Africa.
More about access to airport lounges worldwide with LoungeKey. Ensure you have the latest version of the FNB App downloaded on your smartphone. Simply let us know that you will be out of the country via Secure Chat on the app so we can act speedily should we notice suspicious transactions on your accounts.
With the FNB App you can handle your finances as per normal, keep track of your account activity and approve Online Banking transactions via Smart inContact. It's safe and cannot be intercepted. Connect your FNB App to your nearest Wi-Fi hotspot or purchase data in the country you are visiting to use the app just as you would at home.
Download the app. When returning back home, you can retain any unused funds in your Global Account so you can start saving for your next trip, or you can transfer it back into your FNB account for free.
Should you have a Cash Passport, don't forget to cash out the remaining funds back into your FNB account, for free. Some important contact details to save.
Global Travel Insurance SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight.
Tambo International Airport. Software Licence. Existing customers can now invite their Spouse or Partner to experience the same level of benefits, rewards and service that they have become accustomed to, regardless of their spouses income. For a single discounted monthly fee of R, your Spouse or Partner 1 will get access to an all-inclusive portfolio of products, which includes:. To apply, complete the call me back form. For transactional pricing on Money Maximiser, please refer to the "Savings and Investments pricing guide" on our website 4 Refer to terms and conditions of your credit agreement.
The monthly account fee will be charged to your account and reversed in the following month. Whether you are a qualifed professional, successful entrepreneur or nearing retirement, every aspect of the Private Clients offer has been purpose-designed with you and your spouse or partner in mind.
Your dedicated Private Banker's role is to assist you in growing your wealth and maximising the value you receive with FNB Private Clients. Together with our Team of Specialists, we can assist you with a holistic range of services and advice including, but not limited to: Financial and Fiduciary Planning; Wealth Management; and Stockbroking.
We know you are busy running a home, a business, a team or even all three and that you may need to attend to your banking outside of traditional banking hours. Read more. We know how important family is. Which is why we have designed our banking solutions to be all the help your family needs!
Your spouse or partner can now enjoy the same Private Clients experience for a reduced monthly fee of R The FNBy Account is designed for kids, teens and young adults. Ideal to kick start your child's journey to financial independence. From planning your family getaway to the honeymoon of your dreams, it takes time and effort to get everything perfect.
Let us help you finalise and enjoy each stage of your trip. Let us help you set up savings goals as well as generate and download your letter for your visa application. When you go global, we help you transact with the world, with payment options to suit your needs. The FNB App is your perfect banking tool while abroad. Transact wherever, whenever. Remember to notify your bank that you will be going abroad so that your FNB Card isn't blocked when you need it most. Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.
Private Clients is uniquely positioned to consider you and your family's broader financial requirements. Our holistic lending solutions offer both convenience and flexibility to suit your unique needs.
Speak to your Private Banker to find out more. An unsecured credit solution that offers you the ability to determine your own loan amount. Our Property Finance solutions range from Home Loans to building a property portfolio or using complex mixed-collateral leveraged finance to help you unlock cash-flow from your fixed investment portfolio. Improve your cash-flow or diversify your investment portfolio, without having to liquidate your securities. Private Clients is committed to helping you build your wealth and achieve your financial objectives.
Whether short or long term, saving and investing with FNB ensures that your goals are realised. Earn competitive interest rates while saving for unforeseen expenses and events.
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